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VOL. I · EST. 11.2025 
SatyaDheesh
सत्याधीश
India's Ground Truth Record
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Modi's initiatives open 59 crore bank accounts, 32 crore for women

GS2Polity · Governance · IR· Vulnerable sections (SC/ST, minorities, disabled, elderly, children)· Prelims + Mains·

Why in news

The government highlighted the progress of the Pradhan Mantri Jan Dhan Yojana and other welfare schemes in promoting financial inclusion and women's empowerment.

Background

The Pradhan Mantri Jan Dhan Yojana has facilitated the opening of nearly 59 crore bank accounts, with over 32 crore held by women. Other initiatives include the Swachh Bharat Mission (10 crore toilets by 2026) and PM Awas Yojana, which registers homes in women's names.

Facts for Prelims

  • SchemePradhan Mantri Jan Dhan Yojana (PMJDY): A national mission for financial inclusion to ensure access to banking services.
  • SchemePM Awas Yojana: A housing scheme where homes are registered in women's names to promote empowerment.
  • FactOver 32 crore bank accounts opened under PMJDY are held by women.
  • SchemeUjjwala Yojana: Provides LPG connections to households belonging to BPL (Below Poverty Line) categories.

For Mains

Q. Discuss how targeted welfare schemes and financial inclusion initiatives contribute to the socio-economic empowerment of women in rural India.

Dimensions to cover in your answer

  • financial inclusion as a tool for agency
  • asset ownership and women's security
  • impact of infrastructure (toilets, gas) on health and dignity

Keywords: financial inclusion · socio-economic empowerment · targeted delivery · gender parity · last-mile connectivity

Full chronology for revision →Read the full news →Report a mistake in this noteSource: NDTV ↗Also: GS2 · Government policies & schemes

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