Telangana Budget FY2026-27: Government announces Indiramma Family Life Insurance scheme, ₹5 lakh each to 1.15 crore families
GS2Polity · Governance · IR· Poverty, hunger & nutrition· Prelims·
Why in news
The Telangana government announced the Indiramma Family Life Insurance scheme in the FY2026-27 budget to provide ₹5 lakh insurance coverage to 1.15 crore families.
Background
The scheme aims to provide financial security to families in the event of an unexpected death of an earning member. It is scheduled to commence on June 2, 2026, under the Telangana state budget.
Facts for Prelims
- SchemeIndiramma Family Life Insurance Scheme: A Telangana state government initiative providing ₹5 lakh coverage.
- FactTarget beneficiaries: 1.15 crore families in Telangana.
- FactImplementation date: June 2, 2026.
For Mains
Q. Discuss how state-sponsored insurance schemes can act as a social safety net for vulnerable populations in India's rural and semi-urban economies.
Dimensions to cover in your answer
- Fiscal sustainability: Balancing high-volume insurance payouts with state revenue and long-term fiscal health
- Inclusion gap: Identifying and verifying 'earning members' in the informal economy to ensure coverage
Keywords: social safety net · financial inclusion · risk mitigation · welfare state · fiscal federalism
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